Prescriptions May Be Cheaper Without Insurance

NBC recently did a report on how there are prescription price secrets.  It was a very interesting story.  Everyone wants to save on medication s while still getting quality.  We took some of the information in the news report and added the costs comparisons for one of our DPC – One MD Direct clients.  You…

Combine insurance with DPC

The news is out. BCBS will be increasing their rates 22.9%  This is less than last year’s increase of 24.3% but the dollars are still flying out while the quality of care keeps declining. http://blog.bcbsnc.com/…/premiums-rise-2018-affordable-car…/ We are recommending people look at their insurance plans and go to a higher deductible plan and become members of OneMD…

A Must Read

Patient A was experiencing some belly pain. Unable to get an immediate appointment with his doctor.  His doctor’s office instructed “If he felt like it was bad enough that he needs to be seen today, he should go to the ER or an Urgent Care.” Patient A went to the ER and was treated. His…

What You Need To Know About Health Care Sharing Plans

With each open enrollment, insurance costs increase and become a growing source of stress for individuals and families. Those not eligible for a tax credit may feel bookended between hefty monthly premiums or going without coverage altogether (while paying the substantial tax penalty). But many aren’t aware there is another alternative—and it’s called health care…

Why I Chose a Cost Sharing Ministry Over Health Insurance

KIM GONZALEZ MAY 5, 2017 BUDGETING,  FINANCIAL PLANNING,  INSURANCE I recently left my corporate job to join my husband’s Registered Investment Advisory firm.  My husband has been on a grandfathered individual health insurance plan and pays reasonable rates.  We thought I could be added to his policy for minimal costs.  Instead we found that our best route was to…

How Healthcare Sharing Programs Compare To Traditional Health Insurance

EXECUTIVE SUMMARY With health insurance premiums continuing to rise every year – in some areas, compounding at double-digit rates – more and more consumers are questioning whether it’s even worthwhile to have health insurance at all. Especially now that the Tax Cuts and Jobs Act of 2017 has repealed the Individual Mandate (effective in 2019)…

ACA health insurance plans vs. Healthcare sharing ministries

by Holly Johnson October 10th, 2017 When the Patient Protection and Affordable Care Act became law in 2010, it brought with it a new era of healthcare for many Americans. Individuals who had previously been uninsurable due to poor health or pre-existing conditions were now able to get comprehensive health insurance coverage via their state health insurance portal…

DPC movement model for big employers

A small but growing movement of doctors that don’t accept insurance and charge a monthly fee could be a model for big employers like Amazon and JPMorgan Lydia Ramsey Business InsiderJune 21, 2018 Direct primary care is a small but fast-growing movement of doctors who don’t accept insurance and instead charge a monthly membership fee….

44% Of Americans Skip Doctor Visits Because Of Cost

MAR 26, 2018 @ 08:00 AM 12,189 The Little Black Book of Billionaire Secrets Poll: 44% Of Americans Skip Doctor Visits Because Of Cost   Bruce Japsen , CONTRIBUTORI write about healthcare business and policy  Opinions expressed by Forbes Contributors are their own. TWEET THIS 40% of Americans who say they “skipped a recommended medical test or treatment in the…

A new kind of doctor’s office

A new kind of doctor’s office that doesn’t take insurance and charges a monthly fee is ‘popping up everywhere’ — and that could change how we think about healthcare Lydia Ramsey Mar. 17, 2018, 9:00 AM Dr. J Bryan Hill with one of his patients.Courtesy Dr. J Bryan Hill Direct primary care is a small…

An Innovative Alternative

Direct Primary Care: An Innovative Alternative to Conventional Health Insurance   W‌ith new concerns over the effects of the Affordable Care Act (ACA)[1] on access to care and continued frustration with third-party reimbursement, innovative care models such as direct primary care may help to provide a satisfying alternative for doctors and patients. Doctors paid directly rather…

Get insurers out

Get insurers out of doctor-patient relationship BY DR. MOLLY RUTHERFORD January 19, 2018 04:19 PM Updated January 22, 2018 06:08 AM Patrick T. Padgett, executive vice president of the Kentucky Medical Association, made several valid points in his commentary, “Patients shouldn’t have to pay for Anthem’s poor business decisions.” Another way to say this is, “Patients and…

An ER visit and a $12,000 bill

 — and a health insurer that wouldn’t pay A new insurance policy expects patients to diagnose themselves. By Sarah Kliffsarah@vox.com  Jan 29, 2018, 8:00am EST Brittany Cloyd was doubled over in pain when she arrived at Frankfort Regional Medical Center’s emergency room on July 21, 2017. “They got me a wheelchair and wheeled me back to a…

The problem is the prices

Opaque and sky high bills are breaking Americans — and our health care system. By Sarah Kliffsarah@vox.com  Oct 16, 2017, 8:00am EDT On September 28, 2016, a 3-year-old girl named Elodie Fowler slid into an MRI machine at Lucile Packard Children’s Hospital in Palo Alto, California. Doctors wanted to better understand a rare genetic condition that was…

Mythbusting: Direct Primary Care

When people hear the words “Direct Primary Care”, there are certain things they might think of. They might not know exactly what Direct Primary Care is and think of a regular primary care doctor, they might think it aligns with the more expensive concierge medicine, or they might think their doctor won’t be reachable. Amоng…

People Don’t Take Their Pills

Only One Thing Seems to Help… Cheaper Medications High-tech approaches and “reminder” packaging don’t work well. Reducing prices does. This is one of the many reasons here at OneMD Direct we are thrilled to offer our patients wholesale cost for their medications. Any way we can help our patients stay healthy are moves in the…

10 Reasons to join a DPC practice like OneMD Direct

Improved health- through greater access & communication with your health care team Time saving- virtually no wait at the office for your appointment and virtual visits at your fingertips without visiting the office Cost containment- membership fees are fixed and additional lab & imaging studies are steeply discounted Personal relationship with your physician & health care team- who…

Wash, Rinse, Repeat

The little things. It’s always the little things that are often overlooked, but can carry the most importance. Fresh air. Cold pillows. A good breakfast. Washing your hands. Few have the impact of the latter. Washing your hands is one of the most important steps to not only protecting your own health, but also prevention of germ…

Shopping for medical costs

Few Americans with high-deductible health plans negotiate prices, study shows SALT LAKE CITY — As the number of Americans with high-deductible health insurance plans has jumped significantly in recent years, most enrollees have not adapted their consumer habits to control out-of-pocket costs, according to a new study out of the University of Utah. “I think…

Emergency rooms are monopolies.

Patients pay the price. New data shows how emergency rooms take advantage of their market share, at the expense of their patients. By Sarah Kliffsarah@vox.com  Dec 4, 2017, 8:00am EST Around 1 am on August 20, Ismael Saifan woke up with a terrible pain in his lower back, likely the result of moving furniture earlier that day….

What can Direct Primary Care do for Employers

Direct Primary Care can be extremely beneficial for individual patients for a variety of reasons.  About half of Americans get their health insurance through their employer. As you know, health care costs for employers have skyrocketed and continue to increase with recent estimates showing that family plans cost employers as much as $18,000, with some estimates…

Say “NO” Dr. Google.

Have you ever noticed that every time we are stuck in a difficult situation or are looking for a solution to almost anything under the sun, we bank upon Mr. Google! We are so engrossed in this digital world that we rely on the internet for things like shopping, socializing, learning new things or for…