Why I Chose a Cost Sharing Ministry Over Health Insurance

KIM GONZALEZ MAY 5, 2017 BUDGETING,  FINANCIAL PLANNING,  INSURANCE I recently left my corporate job to join my husband’s Registered Investment Advisory firm.  My husband has been on a grandfathered individual health insurance plan and pays reasonable rates.  We thought I could be added to his policy for minimal costs.  Instead we found that our best route was to…

44% Of Americans Skip Doctor Visits Because Of Cost

MAR 26, 2018 @ 08:00 AM 12,189 The Little Black Book of Billionaire Secrets Poll: 44% Of Americans Skip Doctor Visits Because Of Cost   Bruce Japsen , CONTRIBUTORI write about healthcare business and policy  Opinions expressed by Forbes Contributors are their own. TWEET THIS 40% of Americans who say they “skipped a recommended medical test or treatment in the…

A new kind of doctor’s office

A new kind of doctor’s office that doesn’t take insurance and charges a monthly fee is ‘popping up everywhere’ — and that could change how we think about healthcare Lydia Ramsey Mar. 17, 2018, 9:00 AM Dr. J Bryan Hill with one of his patients.Courtesy Dr. J Bryan Hill Direct primary care is a small…

The problem is the prices

Opaque and sky high bills are breaking Americans — and our health care system. By Sarah Kliffsarah@vox.com  Oct 16, 2017, 8:00am EDT On September 28, 2016, a 3-year-old girl named Elodie Fowler slid into an MRI machine at Lucile Packard Children’s Hospital in Palo Alto, California. Doctors wanted to better understand a rare genetic condition that was…

Emergency rooms are monopolies.

Patients pay the price. New data shows how emergency rooms take advantage of their market share, at the expense of their patients. By Sarah Kliffsarah@vox.com  Dec 4, 2017, 8:00am EST Around 1 am on August 20, Ismael Saifan woke up with a terrible pain in his lower back, likely the result of moving furniture earlier that day….

Say “NO” Dr. Google.

Have you ever noticed that every time we are stuck in a difficult situation or are looking for a solution to almost anything under the sun, we bank upon Mr. Google! We are so engrossed in this digital world that we rely on the internet for things like shopping, socializing, learning new things or for…

What if Car Insurance was like Health Insurance?

A letter from my insurance company, Blue Wheeled, brings terrible news. They rejected my claim, saying I didn’t receive pre-authorization for a long road-trip. I call them, pressing button after button through their robotic call system in a desperate attempt to speak with a human. When I finally reach a person, she’s not qualified to…

Alternative to Health Insurance

What is Medical Cost Sharing? Simply put, Medical Cost Sharing, also known as Health Care Sharing is the sharing of medical expenses done by a group of like-minded individuals and families who have decided to take back control of their own health-care decisions. Officially called Health Care Sharing Ministries, members who participate are exempt under…

Direct Primary Care saves Union County government $1.28 million in first year

New JLF report urges other local governments to consider Union’s example posted on December 2, 2016 RALEIGH — A new Direct Primary Care option helped Union County government save more than $1.28 million on health care claims in its first year, without sacrificing quality of care for county government employees. A new John Locke Foundation Spotlight report highlights…

Finding out your $284 blood test costs $34

By Jed Lipinski NOLA.com | The Times-Picayune Kim Spencer, a freelance gardener who lives in Lakeview, said she was charged $284 for a CMP blood test, a routine procedure that measures blood sugar levels and assesses kidney function. The same test can be had for one-tenth the price at a number of nearby labs and clinics….

Direct Primary Care: Savings Doctors From Physician Burnout

posted on November 1, 2017 in Health Care, Health Care & Human Services “Physician happiness is inversely proportional to the amount of bureaucratic drag on their lives,” says Dr. Doug Farrago. Farrago, a “recovering” hospital-employed physician, was one of many speakers to address an audience of 250 physicians at a Direct Primary Care (DPC) conference that was recently held in Orlando, Florida. Now a DPC…

Which Health Plan Is Cheaper?

Doing a thorough comparison of health care plans is difficult. But there is an imperfect, yet fairly, simple way to check whether a high-deductible plan might qualify for “no-brainer” status, meaning, it enables you to save on health care no matter how often you go to the doctor. Here’s how to do it: Start with…

Why So Many People Choose the Wrong Health Plans

Economic View By RICHARD H. THALER NOV. 4, 2017  https://www.nytimes.com/2017/11/04/business/why-choose-wrong-health-plan.html If you get health insurance from your employer, you have to make decision every year about which coverage to choose. So here is a warning: If you are simply sticking with an old plan with a low deductible, that may well be a wrong and costly choice….

Health Insurance and Direct Primary Care, 2018

originally written by Patrick Rohal, MD, FAAFP  for PA.  Revamped for NC readers  November 5, 2017 Tis’ the season.  And I’m not talking about the Holidays.  It’s open enrollment season.  The Pennsylvania insurance exchange opened for sign-ups on Wednesday, Nov 1st.  This year, the enrollment season is shorter, ending December 15. There is quite a…

Tougher Men and the Doctor

https://news.rutgers.edu/news/tougher-men-think-they-are-less-likely-they-are-be-honest-doctors/20160321#.WfxsslxKs3p   The Tougher Men Think They Are, the Less Likely They Are to Be Honest with Doctors Men, who die on average five years earlier than women, prefer male doctors, but are more honest with female doctors By Ken Branson March 23, 2016 Men are more likely to choose male doctors, but they are…

Why Are Your Employees Avoiding the Doctor?

Why Are Your Employees Avoiding the Doctor? November 1, 2017 https://blog.proactive-md.com/employees-avoiding-doctor/ Even if your company is offering an amazing array of health benefits, your employees might not be going to the doctor as much as they should be in order to keep their health in check. One of the reasons people might be more nervous…

Prescriptions May Be Cheaper Without Insurance

NBC recently did a report on how there are prescription price secrets.  It was a very interesting story.  Everyone wants to save on medication s while still getting quality.  We took some of the information in the news report and added the costs comparisons for one of our DPC – One MD Direct clients.  You…

Combine insurance with DPC

The news is out. BCBS will be increasing their rates 22.9%  This is less than last year’s increase of 24.3% but the dollars are still flying out while the quality of care keeps declining. http://blog.bcbsnc.com/…/premiums-rise-2018-affordable-car…/ We are recommending people look at their insurance plans and go to a higher deductible plan and become members of OneMD…

The broken system

New DPC System Same day/next day appointments Direct access to your doctor via phone, email, or text Monthly fee with multiple ways to communicate Extended, longer office visits Convenient scheduling In office labs and prescriptions Simple Low monthly fee Access to doctor any time needed Wholesale pricing for labs and imaging Personalized medicine with someone…

Direct Patient Care

Have a relationship with your doctor and get the medical care you have always deserved. OneMD Direct is a new, innovative medical office now open in Raleigh, NC. OneMD Direct offers our member patients affordable, comprehensive, common-sense medical care with a focus on service and value. For our patients, this means fewer of the things…