Healthcare that focuses on healthy employees is good business.
What is Direct Primary Care?
Direct Primary Care is an innovative healthcare model which gives you easy access to the doctor of your choice. The DPC model is growing rapidly in popularity across the country. By paying a simple monthly fee, you become a “member” of a DPC practice. The Direct Primary Care model allows you to have a personal physician without the need to use medical insurance.
“Just like you don’t use your auto insurance to take a trip, change your oil, or make minor repairs, you don’t need medical insurance for most primary care problems.”
By removing insurance from the doctor-patient relationship, we are able to lower prices, provide longer visits, and meet your healthcare needs with personalized care. Now we can serve as your advocate, without interference or conflict of interest from outside parties. This model results in a vital personal relationship with your doctor, a goal desired by so many yet often viewed as unattainable. DPC physicians offer excellent primary care services, chronic disease management, disease prevention, urgent care services and much more.
What kind of savings have been shown?
Data from Qliance, the second largest direct primary care, practice in the U.S. shows that, compared to patients in standard fee-for-service primary care practices, their patients had:
59% decrease in ER visits
30% decrease in number of days admitted to the hospital
62% decrease in specialty referrals
65% decrease in radiology exams
80% fewer surgeries
115% increase in primary care visits
—yielding a $1,486 savings per patient per year compared to traditional fee-for-service practices.
OneMD Direct features transparent pricing. For a flat rate, all your employees’ primary care needs (which typically constitute up to 70% of healthcare needs) can be handled throughOneMD Direct.OneMD Direct emphasizes quality, value, easy access and an old-fashioned doctor-patient relationship, which are uncommon qualities in today’s lean medical services environment.
OneMD Direct is ACA-compliant when paired with wraparound insurance that covers catastrophic care and meets requirements specified by health care law. Costs for catastrophic care coverage vary; however, selecting a higher deductible (HD) plan is typically far less expensive than choosing traditional insurance with a lower deductible plan. This combination — a DPC plan such as OneMD Direct plus HD wraparound coverage — is making headlines nationwide as an attractive, affordable option to control ever-increasing healthcare costs while improving patient experience and outcomes.
As a bonus service, we can potentially reduce your worker’s compensation costs by treating some worker injuries within our OneMD Direct plan, which reduces the overall costs of claims filed. Over time, lower claim costs could reduce your workers’ comp premium costs.
What We Offer
OneMD Direct is on the forefront of bringing the DPC concept to the Triangle.
OneMD Direct offers:
- Low Monthly Fees
- Comprehensive Primary Care Services
- Fixed Schedule of Non-covered Services (sutures, splints, IVF hydration, etc)
- Collection of Specialty Providers with Low Fixed Procedures/Preventative Services
Direct Primary Care is not insurance. It is an affordable option for individuals, families and employers to receive quality, local, personal medical care. DPC is best when paired with an insurance plan.
Check out this article on a local example of the money savings ($1.28 million in first year) and benefits a DPC practice can offer an employer.
Here are 7 reasons why Direct Primary Care health coverage should be incorporated into your benefits package:
- It saves money. Direct Primary Care can provide substantial savings and improved cost controls for employers in managing overall health benefit expenses. The goal is to reduce utilization of the insurance plan at urgent care and emergency rooms. This approach typically saves employers double-digits over traditional group plans, while delivering a far better care experience. Also it can minimize employees’ out-of-pocket expenses and helps solve their avoidance of care for financial reasons – workers should not have to forgo healthcare because they don’t want to pay their co-pay, or their deductible is sky high.
- It reduces absenteeism and presenteeism. By taking advantage of the proactive, preventative nature of direct primary care, employees stay active in the workforce and keep out of the hospital and urgent care clinics.
- It’s convenient. Direct Primary Care provides employees convenient and unfettered access to their primary care physician—enjoying prompt appointments, exceptional care, and easy utilization. By having direct cell phone and email access to the doctor, employees no longer have to wait hours in a waiting room to interact with the doctor to answer a simple question, get a shot of support, or even a prescription refill.
- It helps employers retain their best employees. As competition for talented employees intensifies in the coming years, small businesses will have to find ways to attract and keep good workers. So, providing quality health coverage is an important bargaining chip to give you the competitive edge for attracting and retaining talented employees.
- It boosts employee engagement. Whatever an employer can do to improve morale—and quality health benefits do that—makes employees feel more positive about their work and their employer.
- It heightens job satisfaction. Health benefits communicate to the employee a concern for their physical well-being and shows them a desire of their employer to invest in their total well-being, helping them achieve a better work/life balance.
- It sets a good example. Placing value on healthcare in the workplace can energize workers to place importance on it at home as well. This is important for busy adults who have limited free time due to job and family commitments. But when an employer places a lot of emphasis on healthcare, that helps place emphasis at home too.
So before your next renewal, or if you’re interested in starting a health benefits program for your employees, let OneMD Direct provide you with a free, no obligation analysis of your current (or future) health benefits’ plan.
Many employers are converting their health insurance policies to high deductible, often with a deductible as high as $10,000 per person or family per year. For a family with members that have chronic illnesses, the costs of healthcare will be very substantial indeed at this level. Employees will arguably feel that their employer has walked away from them and saddled them with costs that they simply cannot bear. The company can partially offset the inherent anger this generates among its employees by paying the fee for a direct primary care practice. It is especially valuable for the individual with multiple chronic illnesses since quality primary care can mean much better health, many fewer tests, prescriptions, specialist referrals and hospitalizations. I suspect that employers will be the major reason for direct primary care membership/retainer-based practice growth in the coming years as they will essentially demand that level of service for their employees — and in so doing they will be reducing their company health care costs as a result of high quality primary care.